:root{
  --ink:#12181f; --ink-2:#3d4a57; --ink-3:#6b7885;
  --line:#e2e7ec; --bg:#ffffff; --bg-2:#f6f8fa;
  --brand:#d9631f; --brand-dk:#b34d12; --brand-tint:#fdf1e8;
  --steel:#1e2b38;
  --radius:10px; --wrap:1080px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--brand-dk)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}

/* ---------- header ---------- */
.topbar{background:var(--steel);color:#c8d3de;font-size:.82rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
header.site{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink)}
.brand .mark{width:40px;height:40px;border-radius:8px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800;font-size:.95rem;letter-spacing:-.02em;flex:none}
.brand b{display:block;font-size:1.06rem;letter-spacing:-.02em;line-height:1.15}
.brand span{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.12em;color:var(--ink-3);font-weight:600}
nav.main{display:flex;align-items:center;gap:26px}
nav.main a{color:var(--ink-2);text-decoration:none;font-size:.93rem;font-weight:500}
nav.main a:hover,nav.main a[aria-current="page"]{color:var(--brand-dk)}
.btn{display:inline-block;background:var(--brand);color:#fff;text-decoration:none;font-weight:600;padding:11px 20px;border-radius:var(--radius);border:0;font-size:.95rem;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--brand-dk)}
.btn.ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}
.btn.lg{padding:14px 26px;font-size:1rem}
.navtoggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-size:1rem;cursor:pointer}

/* ---------- sections ---------- */
section{padding:64px 0}
section.tint{background:var(--bg-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h1{font-size:clamp(2rem,4.4vw,3rem);line-height:1.1;letter-spacing:-.03em;margin:0 0 16px}
h2{font-size:clamp(1.5rem,2.6vw,2rem);line-height:1.2;letter-spacing:-.02em;margin:0 0 14px}
h3{font-size:1.1rem;margin:0 0 8px;letter-spacing:-.01em}
p{margin:0 0 15px;color:var(--ink-2)}
.lede{font-size:1.12rem;color:var(--ink-2);max-width:60ch}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.74rem;font-weight:700;color:var(--brand);margin:0 0 12px}

/* ---------- hero ---------- */
.hero{background:linear-gradient(180deg,var(--brand-tint),#fff);border-bottom:1px solid var(--line);padding:76px 0 68px}
.hero .grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero ul{list-style:none;padding:0;margin:22px 0 26px}
.hero ul li{padding-left:28px;position:relative;margin-bottom:9px;color:var(--ink-2)}
.hero ul li:before{content:"";position:absolute;left:0;top:.55em;width:15px;height:8px;border-left:2.5px solid var(--brand);border-bottom:2.5px solid var(--brand);transform:rotate(-45deg)}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.callcard{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;box-shadow:0 10px 30px rgba(18,24,31,.07)}
.callcard .num{font-size:1.7rem;font-weight:800;letter-spacing:-.02em;color:var(--ink);text-decoration:none;display:block;margin-bottom:4px}
.callcard small{color:var(--ink-3);font-size:.85rem}

/* ---------- cards ---------- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{border:1px solid var(--line);border-radius:12px;padding:24px;background:#fff}
.card .ico{width:38px;height:38px;border-radius:9px;background:var(--brand-tint);color:var(--brand-dk);display:grid;place-items:center;font-size:1.15rem;margin-bottom:14px}
.card p:last-child{margin-bottom:0}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:8px}
.steps .card{position:relative;padding-top:30px}
.steps .card:before{counter-increment:s;content:counter(s);position:absolute;top:-14px;left:24px;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:700;font-size:.9rem}

/* ---------- forms ---------- */
.formwrap{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
form.lead{border:1px solid var(--line);border-radius:14px;padding:26px;background:#fff}
.field{margin-bottom:15px}
.field label{display:block;font-size:.85rem;font-weight:600;margin-bottom:5px;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:8px;font:inherit;font-size:.95rem;color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--brand);outline-offset:1px;border-color:var(--brand)}
.field textarea{min-height:96px;resize:vertical}
.req{color:var(--brand-dk)}
.consent{border:1px solid var(--line);border-radius:10px;background:var(--bg-2);padding:15px;margin-bottom:14px}
.consent + .consent{margin-top:-4px}
.consent label{display:flex;gap:11px;align-items:flex-start;font-size:.82rem;line-height:1.5;color:var(--ink-2);cursor:pointer;font-weight:400}
.consent input[type=checkbox]{flex:none;width:18px;height:18px;margin:2px 0 0;accent-color:var(--brand)}
.consent strong{color:var(--ink)}
.optional-tag{display:inline-block;font-size:.68rem;text-transform:uppercase;letter-spacing:.1em;font-weight:700;color:var(--ink-3);background:#fff;border:1px solid var(--line);border-radius:4px;padding:1px 6px;margin-left:6px;vertical-align:1px}
.formnote{font-size:.78rem;color:var(--ink-3);margin:12px 0 0}
.formstatus{display:none;margin-top:14px;padding:12px 14px;border-radius:8px;font-size:.9rem}
.formstatus.ok{display:block;background:#e9f7ef;color:#1c6b3f;border:1px solid #bfe6cf}
.formstatus.err{display:block;background:#fdecea;color:#8f2c22;border:1px solid #f5c6c2}

/* ---------- legal ---------- */
.legal{max-width:78ch}
.legal h2{margin-top:36px;font-size:1.3rem}
.legal h3{margin-top:24px;font-size:1rem}
.legal ul{color:var(--ink-2);padding-left:20px}
.legal li{margin-bottom:7px}
.legal .updated{color:var(--ink-3);font-size:.88rem}
.callout{border-left:3px solid var(--brand);background:var(--brand-tint);padding:16px 18px;border-radius:0 8px 8px 0;margin:20px 0}
.callout p:last-child{margin-bottom:0}
.callout p{color:var(--ink)}

/* ---------- misc ---------- */
.arealist{columns:3;column-gap:28px;list-style:none;padding:0;margin:0}
.arealist li{padding:7px 0 7px 22px;position:relative;color:var(--ink-2);break-inside:avoid;font-size:.95rem}
.arealist li:before{content:"";position:absolute;left:0;top:1.05em;width:7px;height:7px;border-radius:50%;background:var(--brand)}
.faq details{border:1px solid var(--line);border-radius:10px;padding:16px 18px;margin-bottom:10px;background:#fff}
.faq summary{font-weight:600;cursor:pointer;font-size:.98rem}
.faq p{margin:11px 0 0;font-size:.94rem}
.pagehead{background:var(--bg-2);border-bottom:1px solid var(--line);padding:52px 0 46px}
.pagehead h1{margin-bottom:10px;font-size:clamp(1.8rem,3.6vw,2.5rem)}
.pagehead p{margin-bottom:0;max-width:62ch}

/* ---------- footer ---------- */
footer.site{background:var(--steel);color:#9fb0c0;padding:52px 0 26px;font-size:.9rem}
footer.site .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.11)}
footer.site h4{color:#fff;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;margin:0 0 13px}
footer.site a{color:#c8d3de;text-decoration:none;display:block;margin-bottom:8px}
footer.site a:hover{color:#fff}
footer.site p{color:#9fb0c0;font-size:.88rem}
footer.site .brand b{color:#fff}
footer.site .brand span{color:#8296a8}
.legalbar{padding-top:20px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem;color:#8296a8}
.smsnote{margin-top:14px;font-size:.78rem;color:#8296a8;line-height:1.6;max-width:70ch}

@media(max-width:900px){
  .hero .grid,.formwrap{grid-template-columns:1fr;gap:32px}
  .cards,.cards.two,.steps{grid-template-columns:1fr}
  footer.site .cols{grid-template-columns:1fr 1fr}
  .arealist{columns:2}
}
@media(max-width:640px){
  nav.main{display:none}
  nav.main.open{display:flex;flex-direction:column;align-items:flex-start;gap:14px;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:18px 22px}
  header.site .wrap{position:relative}
  .navtoggle{display:block}
  .arealist{columns:1}
  section{padding:48px 0}
}